Process "The great thing in the world is not so much where we stand, as in what direction we are moving." ― Oliver Wendell Holmes ― Like any worthwhile journey, traveling toward your financial future must begin with a clear vision and map. The path is rarely straight and often requires adjustment. With a sound plan and small steps in the right direction, it is possible to arrive exactly where you want to be.At American Financial Services, our LifePath Financial Process™ mirrors life’s curving journey with a process that moves you ever closer to your goals. As we guide you from Phase 1 to Phase 5, we will help you clarify your priorities and walk the path of your choosing.Designed to offer a lifetime of guidance, our process provides you with the answers and support you need at every step in your financial life.The LifePath Financial Process™Phase I: The Personal InvestmentWhen working together, the first investment we make is a personal one. Long before we recommend any strategies or build your plan, we want to know you as an individual. We will meet with you to:Hear your storyLearn about where you've been and where you’re headedUnderstand what keeps you up at nightIdentify your challengesPhase II: The Solutions FrameworkOnce we feel confident that we truly understand who you are and what you hope to accomplish, we’ll begin our internal analysis and research. We’ll build from our previous meetings to evaluate and analyze your existing financial portfolio, and test it against your goals. Through this process, we will:Discover what’s working in your portfolioUncover what might be standing in your wayIdentify any of your investments that don’t support your objectivesAssemble a renewed financial strategy to suit your personal journeyPhase III: The LifePath Financial PlanWe believe the best plans combine clarity and simplicity with insight and skill. In Phase III, we will create a customized LifePath Financial Plan that aligns your current needs, income goals, and lifelong dreams. After building your initial plan, we will meet face-to-face to:Discuss how your plan fits your unique circumstancesShare our perspective on your opportunitiesExplain the perspectives that ground our guidanceAnswer any questions you may haveReview the steps you and our team will take as we implement your planPhase IV: The Implementation FormulaKnowing the right path and walking the right path aren't the same thing. In this fourth phase of our process, we implement the recommendations from your LifePath with diligence, consistency, and care. Our personal approach and meticulous attention to detail accelerates the process and helps grow confidence. As we bring your plan to life, we will:Streamline the asset-transfer processInvest your wealth according to your LifePath planMeet with you to deliver your new policies and go over the steps we’ve taken so farDiscuss any questions you have and reaffirm the next steps for you and our teamPhase V: The LifePath Alignment ReviewsWe build lifelong relationships with clients, so we will be here to celebrate your blessings and face your challenges with you. When need be, we will also adjust your financial plan to ensure it is always serving you as efficiently and productively as possible. Throughout our relationship, we will:Watch your accounts and look for new opportunities as they ariseCall you to discuss any changes we think support your goalsSend you frequent communications to keep you informed and connectedMeet with you regularly to review your progress and any life changesInvesting involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss.