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Services

"When life changes, money changes. And when money changes, life changes."

Joe Ledford ―

Ultimately, we have one goal for our relationships: to help each client preserve their wealth and build the life they desire. How we achieve that goal varies for every individual and family we serve, because their lives and priorities are unique.

As independent financial advisors, we’re proud to have the freedom to connect our clients to the solutions and support they need—without the proprietary products or sales quotas you often find at larger firms. Instead, we bring your financial plan to life by searching the whole universe of financial products and services, and finding the options that we believe best suit your circumstances.

Our Wealth Management Services

We don’t think you should have to take big risks to accomplish your goals. From our experience, creating the right plan and implementing it with the right financial vehicles is the key for creating long-term results—and client confidence.

Retirement Planning

Few life stages bring more excitement, apprehension, and concern than retirement. From your 401(k) and IRAs to Social Security benefits and beyond, we will help you navigate the vast retirement landscape to build a plan that reflects your needs and timeline.

Income Planning and Cash-Flow Analysis

Supporting the lifestyle you desire depends on predictable income and sensible budgeting. We will help you build retirement income that not only covers your ongoing expenses but also allows you to enjoy the activities that bring you pleasure.

Tax Planning

It’s not what you earn—it’s what you keep. After all, every dollar you save in taxes is one you can apply to your financial plan. We use advanced tax-reduction strategies and tax-efficient investing to help you keep more of your money.

Estate Planning

Creating a clear, thoughtful estate plan is one of the most powerful gifts you can give your family. We will help you build a legacy that shares your wealth and values with future generations while avoiding probate and other stressful scenarios.

Risk Management

Often, clients come to us with risks in their portfolios and financial lives that they do not recognize. We will work with you to uncover these hidden risks and find new ways to help achieve your goals while preserving your financial health.

Investment Management

Growth can be an important part of every financial plan, no matter what life stage you’re in. We strive to manage our clients’ portfolios using solid asset-allocation models and true diversification—so you can capture opportunities without undue risk.

Diversification and asset allocation do not guarantee positive results.  Loss, including loss of principal may result.

Life Insurance

From protecting your spouse and family to looking for additional tax-efficient investments and income, life insurance can be a powerful wealth-preservation tool. No matter your objectives, we’ll work with you to create a strategy that reflects where you are now and what you'll need for tomorrow.

Neither Woodbury Financial Services, nor its registered representatives, offer tax or legal advice.